Personal Finance Summer 22-2nd Block Assignments

1. Lesson 2 Understanding Investment
2. Read the Text
3. Activity: Comparing Investments
4. Lesson 3 : Investing through REtirement Plans
5.  Text: Roth IRA'S vs Traditional IRA's

1.  What is Retirement
2.  Prudential Commercials
3.  Netflix:  Retirement
4. Ramsey Classroom  Chapter 11 Lesson 1
5. Lesson 1 Text
6. Lottery  vs Investing

1. Life Insurance- Lesson 5
2.  Activity Life Insurance Plans
3. Lesson 6: Other types of Insurance
4. Text:  When to Buy Insurance
5.  The Will

1.  Lesson 3  Home Owners and Renters
2. Lesson 4 Healthe care
3. Activity: Health Care Comparison

1. What is the purpose of Insurance?
2. Lesson 1  Insurance is Important
3. Lesson 2 Auto Insurance
4. Activity: Auto Liability Coverage
5. Lesson 3 Home Owners and Renters Coverage

1. Check for missing work on skyward
2.  Turning Point Video  link blelow
3.  Lesson 6 video
4. Activity: The Debt Snowball
5.  The Adler getting out of debt interview

1. Go to chapter 11  Lesson 4 Buying Houses
2. Lesson 4: The Truth About Credit Cards
3 Activity: Sample Disclosure Form
4. Lesson 5: The Truth About Car Loans.

1. Edmunds True Cost to Own
2.  Drive Free

1.  Check your stocks
2. Ramsey Classroom Chapter 4 Lesson 2
3. Text ; Sources and Types of Credit
4. Lesson 3: Credit Scores and Credit Reports
5. Text : UNderstanding Credit Reports
6. Activity: Examining Your Credit Report.

Continue researching and buying stocks using the information from yesterday to fill out your portfolio sheet.

1.  Today we will research and start buying stocks.  We will buy 5 stocks with our $10,000 spending around $2000 on each.
2. To buy a stock first Pick a stock and know it's ticker symbol.  The go to Make a trade in the blue up top .  Fill in the ticker symbol and then the quantity of shares. When you put in a ticker symbol a graph and price per share will come up. Next put in a number of shares keep changing that number till you get a total close to $2000.  Then click preview order and then click complete order.
3.  After buying the stock you need to fill in the portfolio sheet.  All the informationfor the portfolio sheet will come from the quotes page.  Find the quotes page on the blue line at the top.
4. On the quotes page look to the right of the graph to find the information for the portfolio sheet.  To find the Sector and industrylook on the left side of the quotes page to the "company profile" click on it.  Scroll down and you will see the Sector and Industry.  Fill the information in the blanks on you portfolio sheet.
5.  Fill out a section on the portfolio sheet for each stock you buy.  Link below

1.  Open the link below and register for How the Market Works

2, Click on register and fill out the information using your school email, create a user name and password.  Answer no to anything that ask about joining a brokerage account or anything.  At the bottom click on I am not a robot and hit register.
3. After you join start exploring the website.  You can explore the website by clicking on items on the blue line at top, or by clicking on dashboard and you can get to all areas here. 
4.  Go back to the Blue line and Click on Dashboard the slide down to my Assignments on the my portfolio line.
5. You will then see 9 assignments to work on click on the word view and the assignment will come up.  Do all 9.  At the end of each assignment is a quiz, you must get all the questions correct  to move on, if you miss one you must take the quiz again until all answers are correct.

1.  In Class we will be taking a pre test on what you know about stocks and then watching a dvd to introduce Stocks.
      ( If you are at home you will miss this part)
2. Look at the S&P 500 website , look at the link below
3. Next examine the Sector and Industry website, open the link below. This could be a place you go to look for Stocks.
4.  Go ahead and Register for How The Market Works website.  If you are at home go to wednesday Google Classroom and register for How The Market Works.

1.  Review Chapter 3
2.  Do the Money in Review and go over.
3. Take Chapter 3 Test
4. Lesson 4 MoneySkill

1. Lesson 6 Video  Compound Interest and Growth
2. Read the Text 
3. Actvity: Rate of Return: how to calculate compound interest

1. Go over the Article Everyday Millionaires
2. Lesson 3  : Save For Emergencies
3. Go over Text
4. Activity: Is it an Emergency?
5; Lesson 4 : Saving for Large Purchases
6. Read the Text
7. Activity: Using a Sinking Fund

1.  Lesson 1 Video Saving Money Takes Discipline
2. Read the Text
3. Activity: Are Americans Good Savers
4.  Lesson 3: Three Basic Reason to Save
5.  Read the Text for lesson 2
6.  Activity: Read the excerpt form the book Everyday Millionaire  and answer questions. Link Below

1. Lesson 3 Your Bank Accounts  watch video
2. Read the Text
3. Lesson 4  Responsible Banking: Watch the Video
4. Read the Text
5.  Activity: Worksheet   Read a bank Statement
6. Activity:  Reconciling an account
7. Activity: Balancing an Account  Print the link below

1.  Review all of chapter 8
2. Do the Chapter reveiw and go over
3. Take Chapter 8 Test
4.  Do Money Skill lesson 3.

1. Lesson 1 The purpose of Banks
2. Text: Keeping your money Safe
3. Lesson 2: Types of Financial Institutions
4. Text  Banking Options
5.  Activity:Using a checking account

1. Everything you ever wanted to know about a checking account
2. Handout: How to mANAGE YOUR cHECKING aCCONT
3. Keeping a running Balance
4. Writing checks, Making deposits and keeping the register.

1. Review Chapter 2
2. Do Money in Review and go over
3. Take the Test
4. After the Test work on Money Skill Lesson 2.

1. Lesson 6 Video  Relationships and Budgeting
2. Text: How to stick to a budget
3. Activity: Budgeting for Life after High School

1. Watch video : Make budgeting a Habit
2.  Read the text: Budgeting with and Irregular Income.
3.  Activity: Watch the video How to Make a Budget that Actually Works.
4. Money Skill Lesson 2

1. Watch Lesson 4 of Chapter 2 of Ramsey Classroom, Fill in the blanks.
2. Read the text for lesson 4, Tracking your expenses and the Envelope system.  Answer the Questions
3. Activity: Part 1;  Read the information and prepare a budget online.
4. Activity Part 2:   Read the person information and fill in the budget for the second person.

1. Go to MoneySkill.org and do Lesson 1
2. Remember your username is your first initial and last name ( must be at least 6 letters)
3 Your pasword is your first and last initial and then the last 4 digits of your social or your birthday.
4. Take your time and read the information before attempting to answer the questions.
5. this is for a grade, do your best.

1. Ramsey Classroom Chp. 2 Lesson 2 Components of a Budget
2. Read the text: 4 parts fo a budget
3. Activity: Identify the 4 Types of Expenses
4. Money Skill Lesson 1

1.  The 50/30/20 Rule of Budgeting (see link below)
2.  The Every Dollar Budgeting App ( See link below
3. Ramsey Classroom Chapter 2 Lesson 1  The Benifits of Budgeting
4. Text Lesson 2 The Benifits of Budgeting read and fill in the blanks
5. Go to MOneySkill.org and sign in and do the Bench Mark test. ( See the link Below)

1. Go over Parent Interviews in Class.
2. Review chapter 1 In preparation for the test
3. Do the Money in Review page
4 Take Chapter 1 Test in Ramsey Classroom

1. Video lesson 6 Your money personality and relationships
2. Read the text and answer the questions
3. Activtiy: What Kind of Spender arer you?
4.  Homwork: Parent Interview sheet
5. Finish the borrowed future video.
6. Work on the % Foundatiosn Mini Poster.

1.  Lesson 4 Text Networth and Goal Setting 
2.  Activity:  Calculating Net worth
3. Lesson 5 Financial Literacy
4.  Read the Text for Lesson 5:  The 5 Foundations
5.  Activity:  Create a Mini Poster of The 5 Foudations

1. Watch Ramsey Classroom Chp 1 Lesson 3
2. Read the Text and Answer the questions
3. Activity: Leaving your life up to Chance
4. Watch Chp 1 Lesson 4: The Road to Financial Success
5. Read Text and Answer questions
6. Acitvity: Calculating your Net Worth

1. Ramsey Classroom chapter 1 Lesson 2 Watch the Video  "A History of Credit and Debt"
2. Read the Text,  review and answer the questions.
3. Activity; Research the History of Credit in America  Worksheet
4. If time left over continue the documentary  Borrowed Future.

Ramsey Classroom Chapter 1 Lesson 1
1. Watch Lesson 1 Video and answer Questions
2. Read through the text for lesson 1 and answer the questions.
3. Go back to watch more of Borrowed Future .

1.  As you come in to class start filling out the Before you watch handout about what you want your future to look like.
2. Watch the documentary  Borrowed Future.

1. Candy Madness Activity
2. Check Role / Do you have a job and what are your plans for next year
3. Register for Google Classroom   Class code uxk56bu
4. Register for Ramsey Classroom google search and register, class code 0526ee
5. MoneySkill fill out information on sheet in class. Teacher will enter it into MoneySkill
6. Look at the Syllabus, what are we going to learn?
7. Why am I here? Your teachers story of personal finance.