Econ/Personal Finance 2-2nd Block Assignments

1.  Lesson 4 Buying a House
2.  Text : The Home Mortgage
3.  Activity Part 1
4:  Activity Part 2
5.  Activity Part 3

1.  Review yesterdays work on should I rent or buy
2. Renting handout
3. Lesson 3  Renting 101
4. Text: More on Renting
5. Activity: 4 things to avoid when renting

1. Is better to buy a house or rent.  What are the advantages of each?
2.  Lesson 2:  Renting Vs. Owning
3. Text: Advantages and Disadvantages of buying or Renting
4.  Activity: To Rent or Buy?  That is the Question

1.  Lesson 1 Living on your own.
2.  Text: Cost of Living
3.  Activity:  Cost of living  conversation
4. Discuss results as a class

1.  Start saving For Retirement Early
2.  Lesson 5 Planning For Retirement
3.  Text Income and Expenses During Retirement
4.  Activity: The 2 Ci ci's
5.  Lesson 6:  Outrageous Generosity
6.  Text: Build Wealth and Give

1. Activity: Monthly Retirement Planning
2. Lesson 3: Investing through Retirement Plans
3. Text Roth vs Traditional
4. Activity:  Funding 401 K's and Roth IIRA's
5.  Lesson 4 : Proctecting you Investments
6. Text: The Value of Diversification
7.  Kiplinger : Top PErforming Mutual Funds

1.  Lesson 1 Money for the Future
2. Text:  Investing Basics
3.  Lesson 2 Understanding Investments
4.  Text: Types of Investments
5. Activity: Monthly Retirement Planning

1. Reveiw Work Sheet on Sales Tax
2. Review Chapter 10
3.  Do Chp. 10 Practice test
4.  Take Chapter 10 Test
5. Catch up on Money Skill: Through Lesson 10

1.  Lesson 4 Filing your Income Tax
2. Text:  Tax Prep Information
3. Activity Filing Your Taxes
4. Turbo Tax Online
5. Money Skill: Lesson 10 : Tracking your Expenses and Budgeting

1.  Lesson 3: INcomeTax Basics
2. Text: Income Tax Terms
3.  Activity: Filling out a W-4
4. Activity: Reading a W-2
5. MoneySkill: Lesson 9 Other Deductions From Pay

1.  Reveiw: Where does your Money Go?
2.  Lesson 2 Taes on your Paycheck
3.  Text: Types of Income
4.  Activity: Reading a Paystub.

1.  You tube   Is America's Tax System Fair
2.  You tube  Would a Flat Tax be  More Fair
3.  You tube WHo pays the least taxes
4.  Ramsey Classroom Chapter 10 Lesson 1   Video
5. Text: What Happened to my Money
6. Activity: Where does your tax money go?

1.  Go over the Text in Lesson 5
2.  Learn a little about a Will
3. Review the Chapter
4. Take the Pactice Test
5.  Take Chapter 9 Test

1. Life Insurance _ Who needs it?
2.  Money mMaking Machine
3.  How much Life INsurance do I need
4. Types of Life Insurance
5. Story
6. Lesson 5 Video
7. Text:  and Hoandout
8. The Will

1.  Lesson 2 Auto Insurance
2.  Text: Buy the Right Coverage
3. Activity: Auto Liability Limits
4. Lesson 3: Homeowners and REnters Insurance
5. Text: What is coverered
6. MoneySkill Lesson 9

1.  Lesson 1 Insurance is Important
2. Text : Insurance Vocabulary
3. Actity:  What is the worst that could happen
4. Lesson 2 Auto Insurance
5.  Text Auto Liabilty Insurance
6.  Activity : Are You Covered

1.   Do in class together  MoneySkill on Income Tax

1.  Review Chapter 4  what's on the test
2. Do Chapter in Review
3. Take Chapter 4 Test
4.  Money Skill Income over the Life Cycle Lesson 7

1.  Check your Stocks
2.  Turning Point Video
3. Adler Debt Video
4. Turning Point Video
5. MoneySkill

1.  Spend 15 Minutes on Stocks
2.  Review: Lessons 1-5  on Chapter 4
3. Lesson 6 Getting out of Debt
4.  Text: The Debt Snowball
5.  Activity:  Do the Snowball
6. Check on Stocks

1. Enroll in How the Market Works
2. Explore the Website
3. Complete the Assignment
4.  Research and prepare to buy Stocks

1. Research and Pick 5 Stocks
2. Buy the Stocks on the HTMW website
3.  Record each stock on the portfolio sheet
4. Keep track of how you stocks are doing

ALCOA:  A Century in Pictures and Prose
Using the beautifully-produced historical record of the City of Alcoa written by Judge David Duggan in 2019 (and purchased for AHS by a grant from the Alcoa City Schools Foundation), answer the following questions that help explain how Alcoa has answered the Three Questions that Every Society has to Answer.  (Thanks to the Class of 2021 (3rd period, 1st 9 weeks) for finding questions in this new book.)

Question 1:  What to Produce?
1. On page 35, the pictures show the Babcock Land and Lumber Company.  The text on page 39 gives the names of the streets named for the hardwood products of the company. What four streets are named? 

2.  Before ALCOA Inc could make aluminum, it needed lots of electric power.  The photograph of page 8 shows two of the rivers that would be dammed to create that hydroelectric power.  Name them. 

3. Photos on pages 22 and 23 show construction of facilities for the production of aluminum.  Together, the carbon plant and the reduction plant were known as what plant? 

4. The two photos on page 97 show the impact of the North Plant on the production of aluminum.  What are two records of distinction mentioned in the caption for the North Plant? 

5.  From the text on page 28, when did the first potroom go into production? ______.  How many days later did the second potroom go into production? 

6. On page 64 is a photo of the first ingot being placed in a remelt furnace. Where did this take place and who were the workers pictured? 

7. On page 17 it is discussed how Alcoa (the mountainous area where the dams were being built) would be connected to the major railroads.  The colorful story is that the company was told it would take six months. How many weeks did it actually take for Alcoa to get connected by railroad to the plants being constructed to North Maryville? 
 
8. On page 21 is a photo of a foundation being poured for the reduction plant. On page 22 there is another photo of a construction group for the reduction plant. In what year was this construction? 

Question 2:  How to Produce it?
1. The photo on page 66 shows workers standing in front of what piece of machinery?  This was where the aluminum was smelted.  

2. On page  41 there is a picture of black workers standing in front of aluminum pig.  How was this photo used?  

3. On page 40 the text states that black men were recruited from what three southern states to work in extremely hot conditions of the potrooms? 

4. The text on page 97 states that a number of potrooms were added or under construction at the South Plant between 1930 and 1941.  How many? 

5. On page 96 is a photograph that shows how many workers got to their jobs.  What method of transportation was used? 

6. What are the workers on page 69 doing?  

7. On page 99 it is stated that at one time, the entire supply of what was being produced in Alcoa?  

8. The job advertisement on page 98 states that the average hourly work week during the war was how many hours? 

9. On page 25, it is stated in the second paragraph of the right-hand column that the company had accomplished something amazing. What was it? 

Question 3:  How to Divide What is Produced Among the People in Society?
1. The name “Alcoa” was not originally used for the area that is today the City of Alcoa.  Page 10 shows a photo of the area that was originally called “Alcoa”.  Where was this base camp named Alcoa located?

2. The photograph of Wright Road on page 29 shows the difference in the size of homes being built for company executives versus workers (along East Lincoln).  How many executive homes can be seen in the middle of the photograph?

3.  The aluminum company created many amenities for its workers and residents in the city.  On page  83 a photo shows the Springbrook pool and page 85 highlights a picture of  Hall pool. When did the Hall Swimming Pool open? 

4. The photos on page 118 show different programs/classes that city students had in their schools. Name a few of these.

5.  Page 141 shows a picture of the Alcoa High School football team. What year did the team win their first state championship game? 

6. GLCO’s Bar-B-Q is pictured on pg. 95. How do you think this impacted the community? 

7.  What metal was considered to line the Hall Pool during construction, (page 86)? 

8. On page 122 one finds a picture of the marching band. How many superior ratings did the band receive while A. R. Strang was the director? 

9. On page 132 is a picture of the Alcoa High School’s 1938 girls’ basketball team. Who was the team’s finest female athlete at that time and also named all-district tournament team for three consecutive years? 

10. The photograph on page 113 shows what new building constructed at Springbrook and still standing today? 

11. Social life was racially segregated during much of the company’s early days.  On page 33 are pictures of both an all-Black and an all-White baseball team. According to the text on page 32, what was the score of the all-Black team’s first game against Maryville College? 

Your Turn:
Find a photograph that you think is meaningful and  represents the history and story of Alcoa to you.  Make a copy of the photo with your phone and upload it here.  Comment in 2-3 sentences why you find this photo interesting and how it describes the concept of the 3 Questions Every Society Has to Answer.

Continue study of Alcoa  Econ.
1.  Using Judge Duggans book answer the questions from the handout or found on Google classroom yesterday.

1.  Go over Examining your Credit Report.
2. Lesson 4: The Truth about Credit Cards
3. Text Credit Card Fees
4.  Activity: Credit is Costly
5. Lesson 5: The Truth About Car Loans
6.  Text : Car Loans and Leases
7.  Turning Point

1.  The Money Guy Show : 10  Mind Blowing Facts About Money
2. Lesson 2 Sources and Types of Credit
3. Text:  Different Types of Credit
4.  Lesson 3 : Credit Scores and Credit Reports
5.  Text The Importance of monitoring your Credit Report
6.  Activity:  Understanding Credit Reports

1.  Look at the National Debt Clock
2. Lesson 1 Beware of Credit and Debt
3. Text :Credit Card Traps
4. Activity: Minimum Payments
5. You tube : Turning Point Video  Go Time

1.  Review Chapter 3 Lessons 1-6
2.  Do Money in review and go over as a class
3. Take Chapter 3 Test
4. Do MoneySkill Lesson 6 and any previous lessons not done or failed.

1.  Watch Lesson 6 and fill in the qnswers
2. Look over the text
3. Activity : Figuring Compound Interst
4.  Foundations U : Using an Investment Calculator
5. Case Studies

1.  Lesson 5 : Building Wealth
2.  Text The Story of Jack and Blake
3. Activity:  Building Wealth
4.  MoneySkill Lesson 6

1.  PLay Dave Ramsey's Board Game   Act Your Wage!!

Watch the Documentary  "Get Smart With Money"

1.  Lesson 3; Saving for Emergencies
2.  Text Emergency or Not
3. Why an Emergency Fund is Important !         Link Below
4. Activity: Using the Emergency Fund
5. Lesson 4: Saving For Large Purchases
6. Text: Save Up and Pay Cash
7.  Activity: The Sinking Fund

1. Lesson 1: Saving Money Takes Discipline
2. Text Setting Goals for Saving
3.  Activity: Savings By Nation
4. Lesson 2: # Reasons to Save
5.  Text: How to start Saving
6. Activity: Becoming a Millionaire

Today we will use the game of Monopoly to practice writing checks and useing a check register.

1.  Where do you Bank?
2. Lesson 1 the Purpose of Banks
3. Text: Why are so many Unbanked or Underbanked
4.  Predatory Financial Services
5.  Activity How to Manage your Checking Account

1.  Lesson 6 Relationships and Budgeting
2.  Text ;   How to stick to a budget
3.  Actiivty: Budgeting after High School
4.  Scenario 1
5. Scenario 2

1.  Review Chapter 2
2.  Take Review Test
3. Take Chapter 2 Test
4. Do money Skill Lesson 5

1.  Activity : The student budget Form Jena
2. Lesson 4: Track Your Expenses
3. Text: The Envelope System and Cash Flosw Statement
4.  Video : How to use the Every Dollar App
5.  Actity: Part 1
6. Activity Part 2

1.  Lesson 3 Building a Zero Based Budget
2. Text:  Building The Budget
3.  Activity: the Student Budget

1.  Lesson 2 Components of a budget
2. Text : 4 parts of a budget and 4 types of exxpenses
3. Activity:  Identifying 4 types of expenses, download the activity.

1.  Where is your money going
2.  Lesson 1 the Benifits of Budgeting
3.  Text: Budgeting Basics
4. The 50/30/20rule of Budgeting
5.  Activity: What do you Value?

1. Review for Test: Go back through notes from lesson 1 - 5
2. Take unit 1 test

1. Lesson 2 powerpoint in class.Talk Like an Economist
2. Students will take notes and discuss new info
Terms   Opportunity cost,  Explicit and inplicit cost, marginal analysis
identify the 5 economic assumptions

1.  Unit 1 Basic Economic Concepts
2. Lesson 1 Intro to Economics  (PowerPoint)
3. Students will take note off the Screen
4. Students may use notes later on the Test
5. Do Review Questions from Lesson 1

1.  Lesson 5 : Build Your College Resume
2. Text: Planning For College
3. Lesson 6:  Maximize you Investment
4.  Text: R.O.I. 
5.Finish   Borrowed Future

1. Review for Chapter 7 Test .
2. Do the Review Test
3. Take the Test
4. MoneySkill makeup test if needed.

1. Lesson 4: Reduce Your Cost
2.  Text: Fafsa and Scholarships
3. Activity: The Free Money Hunt
4. Continue   Borrowed Future

1. Lesson 3 video Consider the Cost
2.  Text: Different Kinds of Student Loans
3. Documentary: Borrowed Future

1.  Lesson 1  The path to Intentionality
2. Read the Text
3.  Activity: Turning Dreams into Reality
4.  MoneySkill Lesson 3

1.  Discuss parent Interviews
2.  Watch the Money Guys video, 10 Truths about Winning in lif and With Money
3. Group work on case Studies

1. Review all of chapter 1 Ramsey Classroom
2. Take a practice test
3.  Take the Real test in the online content
4. Do MoneySkill Lesson 2

1.  Chap.1 Lesson 4 Watch video The Road to Financial Success"
2 Read the Text about Net Worth and Setting Goals
3.  Do Activity: Calculating Net Work ( Link Below)
4.  Do Money Skill Lesson 1

1.  Review Lesson 2 and Activity
2.  Lesson 3  It's Time for a Change
3.  Go over the text for lesson 3
4. Activity:  Rolling the Dice and Taking Chances ( In the attachment below)
5.  MoneySkill Benchmark Test

1. Watch Lesson 2 Video
2. Review and create a timeline of the History of Credit in America
3. Activity: Worksheet on the History of Credit
4. Go Over the new deal policies.
5. MoneySkill : Benchmark Test

1. Register for Google Classroom and Ramsey Classroom
2.  Make sure we have turned in the paper for MoneySkill and Ramsey Classroom
3. Go over Syllabus
4. My Story
5. Lesson 1 Ramsey Classroom

1. Welcome and Check roll
2. Candy Madness
3. Who are you? Plans for next year and do you have a job?
4.  Google Classroom
5.  Ramsey Classroom
6.  MoneySkill
7.  Syllabus
8. My Story